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From paper-based underwriting to digital policies issued onsite — 70% faster, even where there's no signal.
Free, no-obligation consult · No forms — just a real person.

Official ERPNext Partner
In business since 2011 · 200+ clients
A customer is strapped into a paraglider, ready to fly. The agent on the ground needs to issue cover now — but the policy still depends on paperwork that travels back to an office, gets keyed into one system, reconciled in another, and chased through a spreadsheet for reimbursement days later. Every policy waits on process. Every renewal slips. Every agent payout becomes a follow-up. For a business whose customers move at the speed of an adventure, that lag quietly caps growth.
That was the wall Adventure Sports Cover 360 (ASC360) hit. As India's first IRDAI-approved insurer in the adventure space — covering 200+ activities across air, water, land and mountaineering, with policies up to ₹25 crore — ASC360's ambition was outrunning its systems. Acube, an Official ERPNext Partner, rebuilt that engine end-to-end: one connected platform, plus a field app that works even offline.
The headline result: policy-issuance time down 70%, and renewals and collections 80% faster in the field.
In business since
Clients served
ERP projects
Work by referral
| Client | Adventure Sports Cover 360 (ASC360) |
| Base | India — headquartered in New Delhi |
| Industry | Adventure & travel insurance brokerage |
| Engagement | ERPNext implementation + custom field-agent mobile app |
leads, policies and customers lived in different places.
slow, error-prone, and impossible to scale.
from disconnected tools.
for active policies, premiums and claims — leadership flew blind.
for agents handling collections, renewals and claims on the move. > The cost of staying as-is: in insurance, speed is the product. A policy that takes days to issue loses the sale; a renewal that's hard to collect lapses; an agent who can't work offline can't sell at the mountain, the river or the airfield where the customer actually is.
CRM, Sales, Policies, Accounting and Claims modules mapped to ASC360's full insurance lifecycle: underwriting, issuance, renewals and claims.
a cross-platform app to capture applications and KYC onsite, take digital and cash premium collections, submit policy documents and claim intimations, and keep working offline with automatic sync the moment a signal returns.
renewal reminders, claim follow-ups, and structured claim approval and payment workflows for compliance and speed.
real-time reporting on active policies, premiums collected, claims status and agent performance.
interactive onboarding for agents, back-office staff and claim handlers, so the system got adopted from day one. See it on your data: Call +91 62358 66111 or WhatsApp us.
| Outcome | Impact |
|---|---|
| Policy-issuance time | 70% reduction via digital underwriting |
| Renewals & collections | 80% faster through the mobile app |
| Portfolio visibility | Real-time view of policies, premiums and agent activity |
| Claims | Quicker response times and higher client satisfaction |
| Growth | A scalable platform ready for new products and network expansion |
Paperwork stopped being the bottleneck. Agents issued and renewed cover onsite, the back office saw every policy and premium in real time, and ASC360 got a platform built to carry new products and a growing agent network.
ERPNext / Frappe (CRM, Sales, Accounting, Claims) · cross-platform mobile app with offline-first sync · cloud hosting · automated workflow and alerting.
It's the backbone of how we serve the Finance & Lending industry — insurers, NBFCs and lenders.
The field app is a custom mobile app development build, designed offline-first for agents who work where the signal isn't.
For lending-led financial firms, the same engine extends into our Loan & Lending Management ERP. Picture it: an agent issues a policy at the trailhead in minutes, collections clear via the app the same day, and you watch every premium land on a live dashboard — no paperwork, no chasing.
that redesigns the process before building the system — so the platform fits your compliance reality, not the other way around.
ERPNext, mobile and cloud under one roof, with no finger-pointing between vendors.
field staff actually use what we ship, because we train and change-manage from day one.
in business since 2011, 200+ clients, and 70% of our work comes by referral.

Official ERPNext Partner
Yes. We modelled ASC360's underwriting, issuance, renewal and claims lifecycle inside ERPNext, with approval workflows and audit trails suited to a compliance-heavy, IRDAI-regulated business.
No. The app is offline-first — agents capture applications, KYC, collections and claims anywhere, even with no signal, and everything syncs automatically when they're back online. That's how ASC360 made renewals and collections 80% faster.
By replacing paper-based underwriting and disconnected tools with one digital flow — application and KYC captured onsite, underwriting and issuance handled in ERPNext, no re-keying between systems.
Yes. With Accounting and structured workflows in the same platform, premium collections, agent activity and payouts are tracked end to end — no more chasing reimbursements through spreadsheets.
That was a core goal. ASC360's platform was built to carry new insurance products and a growing field-agent network without re-architecting.
It depends on scope, but we start with a fixed-scope plan and an honest timeline at the free consultation, then deliver in phases so you see value early rather than waiting on one big-bang launch.
Always. We move into long-term ERPNext support and AMC and can host and manage the platform on the cloud too.
Get a clear plan, an honest timeline, and a fixed scope. Talk to a real expert today — whether or not you work with us.
Kochi (Kadavanthra & Infopark) · Thiruvananthapuram · across India & overseas · In business since 2011