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From paper-based underwriting to digital policies issued onsite — 70% faster, even where there's no signal.
Free, no-obligation consult — just a real person.
Client
A customer is strapped into a paraglider, ready to fly. The agent on the ground needs to issue cover now — but the policy still depends on paperwork that travels back to an office, gets keyed into one system, reconciled in another, and chased through a spreadsheet for reimbursement days later. Every policy waits on process. Every renewal slips. Every agent payout becomes a follow-up. For a business whose customers move at the speed of an adventure, that lag quietly caps growth.
That was the wall Adventure Sports Cover 360 (ASC360) hit. As India's first IRDAI-approved insurer in the adventure space — covering 200+ activities across air, water, land and mountaineering, with policies up to ₹25 crore — ASC360's ambition was outrunning its systems. Acube, an Official ERPNext Partner, rebuilt that engine end-to-end: one connected platform, plus a field app that works even offline.
The headline result: policy-issuance time down 70%, and renewals and collections 80% faster in the field.
In business since
Clients served
ERP projects
Work by referral
| Client | Adventure Sports Cover 360 (ASC360) |
| Base | India — headquartered in New Delhi |
| Industry | Adventure & travel insurance brokerage |
| Engagement | ERPNext implementation + custom field-agent mobile app |
ASC360's scale was outrunning its systems. A first-of-its-kind insurer can't grow on manual paperwork — and the team was held back at every turn:
leads, policies and customers lived in different places.
slow, error-prone, and impossible to scale.
from disconnected tools.
for active policies, premiums and claims — leadership flew blind.
for agents handling collections, renewals and claims on the move.
The cost of staying as-is: in insurance, speed is the product. A policy that takes days to issue loses the sale; a renewal that's hard to collect lapses; an agent who can't work offline can't sell at the mountain, the river or the airfield where the customer actually is.
We delivered an end-to-end ERPNext transformation with full mobile support for field agents — designing the process first, then building the system around it:
CRM, Sales, Policies, Accounting and Claims modules mapped to ASC360's full insurance lifecycle: underwriting, issuance, renewals and claims.
a cross-platform app to capture applications and KYC onsite, take digital and cash premium collections, submit policy documents and claim intimations, and keep working offline with automatic sync the moment a signal returns.
renewal reminders, claim follow-ups, and structured claim approval and payment workflows for compliance and speed.
real-time reporting on active policies, premiums collected, claims status and agent performance.
interactive onboarding for agents, back-office staff and claim handlers, so the system got adopted from day one.
See it on your data: Call +91 62358 66111 or WhatsApp us.
| Outcome | Impact |
|---|---|
| Policy-issuance time | 70% reduction via digital underwriting |
| Renewals & collections | 80% faster through the mobile app |
| Portfolio visibility | Real-time view of policies, premiums and agent activity |
| Claims | Quicker response times and higher client satisfaction |
| Growth | A scalable platform ready for new products and network expansion |
Paperwork stopped being the bottleneck. Agents issued and renewed cover onsite, the back office saw every policy and premium in real time, and ASC360 got a platform built to carry new products and a growing agent network.
ERPNext / Frappe (CRM, Sales, Accounting, Claims) · cross-platform mobile app with offline-first sync · cloud hosting · automated workflow and alerting.
If you run an insurance, NBFC, brokerage or any field-force-driven financial business, ASC360's bottlenecks will feel familiar: manual underwriting, lagging collections, agents stuck without a mobile tool, and leadership without a live view. The same ERPNext-plus-mobile pattern fixes all four.
It's the backbone of how we serve the Finance & Lending industry — insurers, NBFCs and lenders.
The field app is a custom mobile app development build, designed offline-first for agents who work where the signal isn't.
For lending-led financial firms, the same engine extends into our Loan & Lending Management ERP.
Picture it: an agent issues a policy at the trailhead in minutes, collections clear via the app the same day, and you watch every premium land on a live dashboard — no paperwork, no chasing.
that redesigns the process before building the system — so the platform fits your compliance reality, not the other way around.
ERPNext, mobile and cloud under one roof, with no finger-pointing between vendors.
field staff actually use what we ship, because we train and change-manage from day one.
in business since 2011, 200+ clients, and 70% of our work comes by referral.
See what it would cost — Answer a few plain questions about how you work, and see a real figure.
Yes. We modelled ASC360's underwriting, issuance, renewal and claims lifecycle inside ERPNext, with approval workflows and audit trails suited to a compliance-heavy, IRDAI-regulated business.
No. The app is offline-first — agents capture applications, KYC, collections and claims anywhere, even with no signal, and everything syncs automatically when they're back online. That's how ASC360 made renewals and collections 80% faster.
By replacing paper-based underwriting and disconnected tools with one digital flow — application and KYC captured onsite, underwriting and issuance handled in ERPNext, no re-keying between systems.
Yes. With Accounting and structured workflows in the same platform, premium collections, agent activity and payouts are tracked end to end — no more chasing reimbursements through spreadsheets.
That was a core goal. ASC360's platform was built to carry new insurance products and a growing field-agent network without re-architecting.
It depends on scope, but we start with a fixed-scope plan and an honest timeline at the free consultation, then deliver in phases so you see value early rather than waiting on one big-bang launch.
Always. We move into long-term ERPNext support and AMC and can host and manage the platform on the cloud too.
Get a clear plan, an honest timeline, and a fixed scope. Talk to a real expert today — whether or not you work with us.
or write to info@acube.co
Kochi (Kadavanthra & Infopark) · Thiruvananthapuram · across India & overseas · In business since 2011